expertfor.blogg.se - Not my fault

If you fail to contact your insurance company, you may be penalized by a rate increase. Your Insurer May Require You to Contact ThemĪlmost every provider requires you to contact them if you have been injured or your vehicle has been damaged. Check with your provider to find out what coverage is in your policy. Your insurance policy may also contain other types of coverage or benefits that help you after an auto accident.

$10,000 for property damage per accident.

$50,000 /$100,000 for bodily injury/death for two or more people.

Per the New York State Department of Motor Vehicles, you are required to carry a minimum amount of coverage that includes: When it comes to auto insurance, New York is a no-fault state, which means that your insurance company will reimburse you for damages regardless of who is responsible for your car accident, as clarified by the New York State Department of Financial Services. There are several reasons why you should call your insurance after a car accident that was not your fault, such as: New York Is a “No-Fault” Insurance State Why You Should Contact Your Insurance Company Your lawyer can also submit your claim on your behalf if you are recovering from injuries.

An attorney can advise you on what to do after the accident, how to contact your insurance company, and what information you should provide. Second, you may discover available coverage to help you with your damages, even if the accident is not your fault.īefore contacting your insurance company, you may want to consult an auto accident lawyer in New York. First, your insurance company may require you to contact them as outlined in your policy. Yes, you should call your insurance company if you were in a car accident that was not your fault.